What can you afford?

Make sure your fitness choices are in line with your budget. If a gym membership or home exercise equipment is too pricey, consider cheaper options for getting in shape.

You can base a fitness program around brisk daily walks and inexpensive hand-held free weights or resistance tubing. Some recreation departments may offer discounted fitness classes to local residents, and some schools or hotels may open their pools to the public for inexpensive lap swimming. You might also consider buying used exercise equipment or sharing the cost with a friend.